Tenant and Renters Insurance in Wetaskiwin
At Peters Insurance, we offer tenant insurance to protect your personal belongings and liability while renting a home or apartment in Wetaskiwin.
While your landlord’s policy covers the building, it doesn’t protect your possessions or legal responsibility. Tenant insurance protects your belongings, helps with living expenses if you're temporarily forced to leave your home, and provides liability coverage for accidental damage or injury you may cause to others.
​
What’s Covered and What Isn’t
Tenant insurance typically covers your personal belongings, such as furniture, electronics, clothing, and appliances, against risks like fire, theft, and vandalism. It also includes liability coverage and additional living expenses if you’re forced to leave your home temporarily. However, it does not cover damage to the building itself, intentional damage, normal wear and tear, or business-related property unless specifically added to your policy.
Types of Coverage Offered
We offer the following coverage options:
Contents Coverage
Protects your personal belongings from theft, fire, and other risks.
Additional Living Expenses
Covers the cost of temporary accommodations if your rental unit is uninhabitable.
Personal Liability
Covers legal costs if you unintentionally cause injury or property damage.
Optional Add-ons
Coverage for high-value items, identity theft, or home-based business equipment.
Maximize Your Savings
Bundle with auto insurance, install security devices, or increase your deductible to lower your premium.
Is Tenant Insurance Mandatory?
It’s not legally required, but many landlords in Wetaskiwin do require proof of coverage before signing a lease.
